Africa is offering excellent opportunities for investment. Not just for overseas investors, but for local South African-based companies who are ideally positioned to leverage proximity and experience in the African landscape.

This expansion comes with a certain degree of risk. Companies may be reluctant to channel large amounts of capital to build infrastructures in untested markets. However, the provision of good quality services is often reliant on the availability of these infrastructures.

Africa as a continent is on the up and up.  With many sectors showing good recovery from the recent economic slump, consumer spending in particular is picking up.  This has created a need for quality credit management solutions as individuals seek to improve circumstances and take advantage of optimistic economic climates. 

Local credit providers and established micro financiers are faced with certain challenges inherent to operating in Africa.  Connectivity is not always up to scratch.  Getting the right infrastructures in place to provide a stable and reliable service can be expensive and time consuming.  The remoteness of some locations can make it difficult to penetrate effectively into certain areas and provide acceptable service levels.