As a registered micro-financier, IZWE plays an important role within the financing community. It provides much needed credit through electronic banking channels to salaried employees with stable monthly incomes, who would typically fit the South African Lifestyle Sector Measurements (LSM)of 5 to 10. These borrowers generally have monthly household incomes of less than ZAR 7 500 but can still significantly improve quality of life through access to non-mortgage home improvement and developmental loans.

IZWE opened its first branch in Pretoria in 2004, followed shortly by its Johannesburg branch. Since then, there has been a steady and managed progression of branch openings, and IZWE now operates 25 branches throughout South Africa.

To find out more about this please download the full case study at the link below.

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