15 years on, innovation is still key...

In 2014, Ké Concepts celebrates 15 years of operation. In the face of exhilarating industry evolution and tumultuous market conditions, we remain faithful to our founding principles and attuned to what really is important: relationships, service delivery and continued relevance in our markets.

Structured Finance Solutions.

The CreditEase Structured Finance Applications Suite combines latest technology with a wealth of experience to empower lending organisations.

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Secure Home Loan.

CreditEase Secure Home Loan is an alternative home loan solution. It enables lenders to grant loans to beneficiaries seeking finance for home-related expenditure using a pension fund as security.

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Vehicle Finance Solutions.

The CreditEase Vehicle Finance Solution is designed around our deep understanding of individual, corporate and commercial vehicle finance needs.

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Equipment Leasing.

As South African companies continue to place greater emphasis on cash flows and how best to manage resources, local equipment leasing and rental agencies need to offer solutions with real value.

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Micro Finance Solutions.

CreditEase Micro Finance applies the powerful CreditEase application suite in a micro-lending environment and is currently being used by a number of leading financial organisations.

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In The News


Africa is creeping up the list of favourite frontier markets for many multinationals. But while big banks, venture capitalists and canny corporates channel billions of dollars into enabling business in Africa, who is enabling the Africans? It’s the continent’s micro lenders that are helping grow Africa’s emerging...

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Ké Concepts:

15 years on, Innovation is still key...

Microsoft® Silver Partner and accredited ISV Ké Concepts developed the CreditEase Suite of Application Solutions to specifically address credit management and lending solutions within the context of sub-Saharan Africa.

CreditEase combines cutting edge Microsoft-based technologies with business insight to create a solution that is not only technically competent, but extremely relevant to the Credit Management industry. The standard suite offers comprehensive cradle-to-grave functionality for the entire lifecycle, from origination right through to legal. Since it’s inception, CreditEase has been effectively modified for several niche lending markets including Micro-Finance, Development Funding Agencies, Asset Finance (incorporating Vehicle and Mortgage Finance) and Retail and Commercial Banking.

The journey has been exceptional and for us at Ké, we genuinely see ourselves as 15 years young with best yet to come.